Online banking fraud jumps

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Online banking fraud jumps

A recent survey has shown that the level of online banking fraud has jumped as a result of a computer program that allows criminals to monitor keystrokes on your computer. The device they are using is known as key logging, and with this they can every thing you type, and then detail out account information and passwords to access the accounts.
The UK’s payment clearance association, APACS, has said that as a result of fraudsters using sophisticated methods such as this to gain information about others’ accounts the level of online banking fraud more than doubled in 2008.
According to APACS the level of fraud in relation to online banking soared from £22.6 million in 2007 to £52.5 million in 2008. An increasing number of people have started to use online banking facilities over recent years, with more banks making these facilities available and more people deciding to conduct their banking transactions from the comfort and privacy of their own homes.
An official from APACS said: “The industry continues to remind customers to ensure that they have their computer’s firewall switched on and anti-virus software up to date.”

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