The D Word

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The D Word

Most people have a really have a strong fear of debt. Sometimes that fear may be too strong a word but the fact is, I really am averse to the D word. That is why as much as possible a lot of people stay away from it. Yet what is debt really? The Cambridge dictionary defines it as ‘something, especially money, which is owed to someone else, or the state of owing something.’
Most of the time, when you think of debt, it is merely cash that comes to mind. In order to be as debt free as possible, we have to be aware of the types of debt that we may encounter. Of course number one on this list would be credit card debt. How about debt in the form of pawnshops? Not many people have pawned anything but for those who have, did they ever pause and stop to think that it is merely another form of debt? It is actually similar to a secured loan - you put up your item of value for money. The difference is a high interest rate.
This brings us to another common form of debt – loans in all forms. Secured, unsecured, car loans, home loans, mortgages – all these are considered debt. Now stop a moment and think, are you stuck in debt or are you managing it quite well?

Loans are subject to status. Loans are secured on property. Written quotations are available upon request.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

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